How it works
Your browser reads the statement and groups payments by merchant. A merchant that charges on a steady rhythm (weekly, monthly, quarterly or yearly) is a repeating payment. The latest amount sets the yearly cost and the next expected charge; a price that went up during the statement is flagged.
To tell a streaming service from an electricity bill or a transfer to a friend, the names of the repeating payments are sent to our server with every digit removed, and an AI classifier (TypeSafe's Jev, which does not train on what it is sent) picks the service or kind of payment. Amounts, dates, account numbers and the rest of the statement never leave your browser, and nothing is stored.
Before you cancel
Check for annual plans paid in one go, family plans someone else relies on, and free trials that turn paid. Many services let you pause or switch to a cheaper tier, and some offer a discount when you start to cancel. Our guide to the best subscription tracker apps compares ways to keep on top of them, and the monthly bill tracker guide covers the bills.
